More than one in ten struggling homeowners who have had things break down in the home have had to get into debt in order to fund the repairs, according to property repair group Homeserve.

Many of us may be faced with house problems at some point in the future, such as a burst pipe to a broken boiler, but this study reveals a worrying trend where people get into credit card debt when they are actually trying to become debt free. Unplanned costs can sometimes break a household budget, especially as 5% of people surveyed had to pay more than £1,000 to repair the problem.

The survey shows that 9% used their credit card to settle the bill, and the remainder had to borrow from family or friends, use their overdraft or apply for a loan in order to meet these unexpected costs.