How much time do you spend on your phone each day? A recent study by revealed that the average person spends 90 minutes per day on their phone, which is 23 days per year and 3.9 years of the average person’s life. And 22% of that time is spent on apps.

So have you thought about how you can also use that time to make your wallet go further? With a little bit of effort you can save money by using phone apps too. We’ve picked out a few of the best money saving phone apps.

O2 Priority Moments

If you’re an O2 customer there are plenty of offers you can take advantage of through their Priority Moments app. This gives you discounts at leading retailers such as a £1 lunch on Mondays, freebies from Cafe Nero and more. Our quick calculations suggest that by using the £1 lunch deal, over a year, could save over £80.

Hot UK deals

Hot UK Deals collects daily offers from retailers across the UK from user submissions. Some of which are for nice-to-have products and others are for everyday essentials. While all the offers may not appeal there will be a couple of savings that are definitely worth taking up. But don’t get tempted to buy things you don’t need just because they are on offer.

Your bank’s mobile app

While it may not get money off anything it will help you keep up to date with your finances. Knowing when you have money to spend and when you’re close to an overdraft can be useful if you have bills coming out of your account. Our advice is to only download the apps from links provided by your bank. Below are apps from some of the UK’s top banks.









First Direct


Money Saving Phone Apps



If you’ve ever needed to compare the prices of products while you’re at the supermarket then mySupermarket is the perfect app. You can compare prices across all the major supermarkets, including Aldi – which some of the big four supermarkets don’t price match against, to see if you’re getting good value.

You Need A Budget

It can be hard with the rush of everyday life to keep track of your finances. You Need A Budget is a service which helps you keep track of your income and expenditure while you are on the go. It makes managing your money easier with slick menus and an easy to use interface. So if you’re at the shops or out and about you can input details of your spending in less than 30 seconds. Helping you keep on top of the pounds in your wallet.


If you’re unaware or don’t use cashback sites then you may want to reconsider. Essentially you get money back on purchases you make from selected outlets. This could be from high street shops to your local takeaway. One of the UK’s leading providers is Quidco who have an app that can help you locate and track offers from insurers as well as online travel agents. In addition there’s a Quidco app called ClickSnap which gets you cashback on selected purchases – but only if you pay full price for them at selected retailers including Aldi and Lidl.

Set yourself a money saving challenge and see how you get on.