When you are worried about your debt, the last thing you want is to be reminded about it on a daily basis. This is where Harrington Brooks can help. We can negotiate with your creditors on your behalf so that you can make affordable monthly payments to clear your debt. We can’t give guarantees that the creditors will stop contacting you, however, our team of expert debt advisors are there to help with any query or concern that you may have.
Our qualified advisors will give you information and advice on our Debt Management services and they will illustrate how they could potentially help you.
Some of our services include:
Negotiating with your creditors and working with them to reduce your monthly outgoings and debt repayments.
Helping to boost your cash-flow via our debt management service. You’ll make one affordable monthly payment to your creditors.
Liaising with your creditors to freeze interest and charges. There cannot be any guarantee that this can be achieved as it is dependent on the creditors, your outstanding debt and your repayment history. However, we will try our best and keep you informed.
Debt Management is not always the best option as you will have to repay all your debt, and as you are paying less each month the duration of your plan could be many years. However, other options may not be available to you, or you may not want to do an IVA or want to avoid bankruptcy at all costs.
What a debt management plan demonstrates to your creditors is that you are very serious and committed to repaying your debts in full. It gives you peace of mind that you are dealing with your debt problem in a structured way and can now see the route forward to a debt free life.
Whilst it is true that creditors are not bound by a debt management plan, because it is not a legally binding agreement like an IVA, many of your creditors prefer this type of arrangement because it reduces the cost of their collections, and they get a better financial return that if you enter an IVA or are declared bankrupt.
Harrington Brooks will work with you to find the most appropriate financial solution to your debt. We will endeavour to guide you in the right direction and give you the best advice possible. All you need to do is call us today on 0808 131 0040 and speak to one of our expert advisors.
When you are worried about your debt, the last thing you want is to be reminded about it on a daily basis. This is where Harrington Brooks can help. We can negotiate with your creditors on your behalf so that you can make affordable monthly payments to clear your debt. We can’t give guarantees that the creditors will stop contacting you, however, our team of expert debt advisors are there to help with any query or concern that you may have. 